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Download Ebook The 21-Day Financial Fast: Your Path to Financial Peace and Freedom, by Michelle Singletary

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The 21-Day Financial Fast: Your Path to Financial Peace and Freedom, by Michelle Singletary

Download Ebook The 21-Day Financial Fast: Your Path to Financial Peace and Freedom, by Michelle Singletary

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About the Author

Michelle Singletary writes an award-winning personal finance column for The Washington Post called "The Color of Money," which appears in more than one hundred newspapers across the country. The author of two other books, Singletary has appeared on numerous national television and radio programs, including Oprah, The Today Show, The Early Show, The View, Meet the Press, CNN, MSNBC, Nightline, Tavis Smiley, NPR, The Diane Rehm Show, The Tom Joyner Morning Show, and Yolanda Adams Morning Show. Her television program, Singletary Says, can still be seen on TV One. To learn more visit www.michellesingletary.com or www.washingtonpost.com/michelle-singletary.

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Product details

Paperback: 256 pages

Publisher: Zondervan (January 7, 2014)

Language: English

ISBN-10: 0310338336

ISBN-13: 978-0310338338

Product Dimensions:

5.6 x 0.8 x 8.4 inches

Shipping Weight: 8.8 ounces (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

299 customer reviews

Amazon Best Sellers Rank:

#17,838 in Books (See Top 100 in Books)

The 21 Day Financial Fast by Michelle Singletary is financial guidance based on conservative Christian principles. There's no way to ignore that every bit of advice is intertwined with the Bible. While that's one way to approach the topic, you wouldn't realize it by looking at the back cover's description. If you don't want to be preached at about your money problems, this isn't the book for you.This book assumes you've broken one of the ten commandments and your sin is the cause of your money woes. Wow! So someone who got sick or was in an accident and lost their job has... sinned? That's not a very Christian attitude. Another issue I had was not allowing others to bless you if they so choose. So if you choose to do a 21 day fast and it falls around your birthday, no one can bring you a store-bought cake or take you to dinner? You have to decline, says Singletary. Because that's consuming. I would be a little put-off if I brought my friend a cake or flowers and she declined them because it's consuming. It's my choice to bless my friend and it's gracious to accept the blessings of others.What I did like was the book's layout. Many psychologists feel that it takes 21 days to create a new habit and I think that's what the 21 days is aiming for, since 21 days isn't any sort of a Christian time period (perhaps she should have done 40 days?). Each chapter is short and offers critical thinking and ways to question yourself and your practices and attitudes about your "God given" money.Disclaimer: I received a free copy of this book from the publisher in exchange for writing an honest review. I received no other compensation.

If you can get past all the super fundamentalist christian (SFC) stuff in this book, the main message and point of it is pretty great. I first discovered it about five years ago via the Washington Post (where Singletary is a writer) and I'm not kidding or exaggerating when I say it changed my life. I'm not Christian at all, but somehow I battled through, probably because I was in a REALLY bad financial place at the time and desperate to dig myself out of the hole I had created. I had about 10k in credit card debt, $0 savings, over $40k in student loans that I had periodically ignored or gotten forbearances on, had just made a cross country move that I couldn't afford, and I come from a family of people who are just TERRIBLE with money. I had really kind of lost hope. This book, well the exercise of doing the fast in this book, really changed the way I think about money, about spending, about saving, about what I really "need." It's only 21 days, so I initially thought, oh that's not bad at all, I can give this a try. For the 21 days, you read a chapter a day, and there is an assignment at the end of the chapter (some of which I didn't do because they were too jesusy, but some of them, especially in Part 2, are great. There are budget worksheets, you have to look at your credit card statements very carefully (first, look at your balance and see if you can remember what you bought, what the balance represents. You probably can't), lessons on entitlement ("I deserve a vacation", "I deserve to buy myself a little treat"), etc. And during the 21 days, you cannot use credit or debit, only cash, and you can only buy essentials (hence the "Fast" part of the Financial Fast). That means no eating out, no going to the movies, no gifts; you can still go to entertainment functions, but only free ones. You can buy groceries and medicine, and that's about it. But it's only 21 days! Anyone can stick to something for that little time. It might sound like a hokey diet, but when you change your spending a prolonged period of time, it does change the way you think in a way that just a day or two or three does not. I've done it several times, so trust me on this. Just try it.It's worth it. There are a ton of studies about this, many quoted in the book, but from an anecdotal perspective: using cash really changes the way I spend (even to this day) and forcing yourself to THINK about your purchases for 21 days just really changes my mindset. That's why I do it again every new year; it's like a "reset" to me.It's over four years since I first did the fast (I have done it at least once a year since, but sometimes I've done it several times a year when I find a friend who wants to do it but needs support - it definitely helps to have someone with whom to check in), and I am happy to report that in 2016 I became 100% debt free, and honestly, it's only because of this book. I do not think I would be debt free today had I not found this and taken to it. I paid off my credit card debt, my student loans, a personal loan from a family member, and I now even am building savings, for the first time in my life and definitely for the first time in my immediate family. I'm saving now to hopefully one day buy a house, which would be the first time in my life to live in a place that is not rented.I do wish she would write a secular version of this book, because I always feel weird recommending it to people (and have to give them the SFC caviat), but I am not kidding at all when I say that she changed my life, changed the way I think about money, and has become the financial role model I never had, that helped me to become (what I think of as) a real adult, a financial grown up.

I participated in the 21-Day Financial Fast this past July. It was an excellent experience. The 21-Day Financial Fast: Your Path to Financial Peace and Freedom is required reading for participants. Michelle Singletary approaches the financial fast and lessons from a Biblical perspective. That may turn some folks off, but I want to encourage those of you who say Bleah to reconsider. I walk a slightly different spiritual path than Michelle, but did not find anything presented in the book to be a turnoff. It's kind of like a 12-step recovery program - your Higher Power and mine may be different, and they can very much co-exist together.I learned a ton participating in the fast - not just about finances and how to manage them better, but about me and my habits, many which are not beneficial to healthy finances. Those things can be sneaky, and Michelle does a great job giving examples of what those might be.I've decided that I'm doing a quarterly financial fast to keep myself on track as I continue to exercise newly found financial muscles. That may taper off to 2 or 3 times a year, but I found so much benefit, that I want to continue to challenge myself to be a better steward of my resources. Plus the other cool thing about this process is how creative a person can be in saving money. I actually had fun.And a side note - a lot of this is difficult. My difficult areas may not be yours and vice versa. Give it a try, and hang with it for the 21 days. See how well you do. Subscribe to Michelle's Color of Money (Washington Post) column electronically; she'll announce when she's doing the next fast. In the meantime, there's a lot you can do yourself. And if you choose to wing it, her Financial Fast videos are available on YouTube, so you don't have to go it alone.A final note - I cut my monthly credit card bill down by 50% during the fast, and have consistently cut at least 1/3+ out in the months following. We always pay it off, but when you put a lot on the card, it shortchanges other areas. Tired of shortchanging my savings and my retirement funds. Tired of shortchanging other areas of my life. And now that I have the tools and support - I know where Michelle's videos are - I'll continue exercising my new financial freedom muscles.

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Download PDF Mel Bay presents Chris Thile-Stealing Second CD, by Chris Thile

Book tends to be the home window to world, as what lots of people claim. However, book will not be this great thing to the new globe if you do not read it and also recognize. Reading a book is not a force. It's really a need to be one of support in life. Mel Bay Presents Chris Thile-Stealing Second CD, By Chris Thile is also not sort of a huge great book type; every globe can be used to recommend you to life better. Even you have fantastic feature of strategies, you could need to read this sort of publication. Why?

Mel Bay presents Chris Thile-Stealing Second CD, by Chris Thile

Download PDF Mel Bay presents Chris Thile-Stealing Second CD, by Chris Thile

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Product details

Audio CD

Publisher: Sugar Hill (June 27, 2000)

Language: English

ISBN-10: 078663538X

ISBN-13: 978-0786635382

Product Dimensions:

6.4 x 5.9 x 0.4 inches

Shipping Weight: 3.2 ounces

Average Customer Review:

4.5 out of 5 stars

16 customer reviews

Amazon Best Sellers Rank:

#10,786,558 in Books (See Top 100 in Books)

It's hard to believe that this artist was only 16 when this album was recorded, and he had gotten better over the years. The word prodigy comes to mind. His playing is so far above average that it's off the scale. This album is great listening even if you're not a mando player, and it may inspire you to become one! The accompanying musicians are equally talented so this album gives you a whole lot more than just Mr. Thile.

After surviving my own personal intoxication with Thile's masterwork, "Not all who wander are lost" (probably 150 listens), I needed a new addiction. And while I had listened to "Stealing Second" before, I now turned my full attention to it. To my delight, both Stuart Duncan (fiddle) and Jerry Douglas (dobro) are here to accompany the great mando playing of Chris Thile. As others have commented, his composing skills are as sublime as his playing. This record has variety, beauty and a lot of just plain fun. Plenty of reels, airs and harmonies from some of the best players on the planet!

In the midst of a "music theme" that rewards lackluster talent such as Kid Rock and Jonas Brothers, it's truly a blessing to be reminded of the power of sheer mastery.I first heard Chris with Nickel Creek, and though I was impressed, I had no idea that he possessed the incredible musical depth presented here.Building on the foundation laid by Bill Monroe, Sam Bush and the myriad players from the deep and rich bluegrass tradition, Chris takes the mandolin to a whole new level.High points? EVERY CUT IS A HIGH POINT!!! Personal favorites? Bittersweet Reel and Kneel Before Him.A quick recommendation of another mandolin artist you'll want to hear - Sierra Hull.One last thing.... WARNING. IF YOU BUY THIS, YOU'LL BE BACK FOR THE ENTIRE CATALOG OF HIS MUSIC!

This album gives new meaning to the term "child star." Mandolin virtuoso Chris Thile, who is one of the most creative talents in everything from Bluegrass to Newgrass to alternative music, recorded this set of original tunes (yep, he wrote 'em!) when he was but a wee teen. What a talent he was even then! Any Thile fans (or any mandolin enthusiasts for that matter) will want to hear this album, with its catchy tunes that point so clearly at where this star was headed. The only missing piece: No Chris singing, as we have on The Little Cowpoke album from his childhood. Must have been that his voice was changing. Thoroughly enjoyable!

I'm a big fan of newgrass or "progressive bluegrass", and this kid really has some chops. If you like David Grisman, Sam Bush, etc., you'll love this.

Amazing that someone this young could compose and perform this music. The playing is first-rate and the sonics are very good. Great backing musicians. While not up to the standard set by his much later effort (Not all who wander...), it is still a very listenable album, worth many repeat plays.Enjoy!

Great music

Great book!

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Download Ebook It's Right Under Your Nose

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It's Right Under Your Nose

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I am Dr. Hal Huggins. Noteworthy as being one of the most controversial dentists of the century. Which century? Probably two of them. Why controversial? Because I observe - and report what I find. I use blood chemistry evaluations to determine what dental materials are naughty and which are nice. This upsets a great financial institution that has had a low key white knight repputation for over 100 years. What are the consequences of my observations? Exposure of massive liability. Resulting in lie-ability. Greater liability than Enron. Greater than the tobacco fiasco. Who does it effect? Most everyone. Probably you. I am presenting the observations of the last 37 of my 43 years of practice. These comments are connections I have seen between dental materials and incurable diseases. Which diseases? Breast cancer, diabetes, Multiple sclerosis, Lupus, Lou Gehrig's disease (ALS), Arthritis, Alzheimer's, Leukemia, even Gulf War Syndrome - and a bunch more. None of which have a definitive cause like measles, mumps or chicken pox. Symptoms? Yes a bunch of those too. The most prevalent are chronic fatigue, depression, anxiety, recurring headaches, high blood pressure, digestive upsets, unidentified chest pains and memory problems. Which dental materials are implicated? Mercury, nickel, berylium, copper, and toxins formed in dead or root canal teeth as well as in cavitations. --- from book's back cover

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Product details

Paperback: 85 pages

Publisher: Dragon Slayer Publications (2005)

ISBN-10: 0972461132

ISBN-13: 978-0972461139

Package Dimensions:

8.8 x 5.9 x 0.3 inches

Shipping Weight: 4.8 ounces

Average Customer Review:

5.0 out of 5 stars

1 customer review

Amazon Best Sellers Rank:

#2,093,444 in Books (See Top 100 in Books)

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PDF Download Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce

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Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce

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Gr. 2-4. Readers of the Magic Tree House fiction series will find it reassuring to see two familiar characters and a similar series logo on the cover of this nonfiction guide to ancient Rome and Pompeii. Though designed to provide background for Vacation under the Volcano (1998), the book can easily be used on its own. It offers an accessible introduction to the history of Rome and to Pompeii, both as the site of a volcanic disaster and as a wonderfully preserved ancient Roman town with much to show about daily life during the period. Fully illustrated with black-and-white drawings and photos of sites and artifacts, the book concludes with basic tips for doing research using nonfiction books, lists of recommended books, videos, DVDs, software, Internet sites, and museums. Useful for younger researchers. Carolyn PhelanCopyright © American Library Association. All rights reserved

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About the Author

MARY POPE OSBORNE and NATALIE POPE BOYCE are sisters who grew up on army posts all over the world. They are working on more Magic Tree House® Fact Tracker books to give Magic Tree House readers facts and information about places, time periods, and animals that Jack and Annie discover in the Magic Tree House adventures.   Mary lives in Connecticut. Natalie makes her home nearby in the Berkshire Hills of Massachusetts. Mary is the author of all the Magic Tree House fiction titles as well as many more books for kids.   SAL MURDOCCA has illustrated more than 200 children's trade and text books. He is also a librettist for children's opera, a video artist, an avid runner, hiker, and bicyclist, and a teacher of children's illustration at the Parsons School of Design. Sal lives and works in New York with his wife, Nancy.

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Product details

Age Range: 7 - 10 years

Grade Level: 2 - 5

Lexile Measure: 750L (What's this?)

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Series: Magic Tree House (Book 14)

Paperback: 128 pages

Publisher: Random House Books for Young Readers; 3/26/06 edition (April 25, 2006)

Language: English

ISBN-10: 0375832203

ISBN-13: 978-0375832208

Product Dimensions:

5.2 x 0.3 x 7.7 inches

Shipping Weight: 3.2 ounces (View shipping rates and policies)

Average Customer Review:

4.7 out of 5 stars

28 customer reviews

Amazon Best Sellers Rank:

#37,945 in Books (See Top 100 in Books)

A "gold standard" book I have used for many years in my classroom. Mary Pope Osborne knows just how to explain history to children, in a way that is interesting, intriguing, and age-appropriate. Her coverage of Pompeii in this book is especially well done, and I love how she deals with the tragedy with just the right amount of emphasis, but not too much, and then helps us learn how the Pompeiians/Romans lived through things we discovered in Pompeii.

We love all the research guides for MTH. They are written at a higher Lexile level than the stories but it makes them fun to read together. My 6 year old doesn't have the patience to read through a research guide the entire way through on her own but together it makes for a fun project...she gets to tell me about what happened in the story to Jack & Annie and together we learn some fun facts about whatever time/place the story was about.

I really liked this book a lot! Very well written, filled with historical detail and very easy to read. Thank you Ms. Osborne

A great companion to "Vacation Under the Volcano". Lots of interesting facts & explanations.

My 3rd grader loved this book.

Good for a 9 - 12 year old -- even older though designed for the young reader. I got an ancient Roman coin for my grandson & this book for facts related to the time. The 9 year old is less interested than the 11 year old, but he is interested in the coin & the fact that it is very old (1500 years).

This one still helped him understand the story better, but mom had to help him read it because it was not as interesting, but I want him to read them any way ;)

Love these books and so do my kids!

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Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce Kindle

Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce PDF

Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce PDF

Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce PDF

Ancient Rome and Pompeii: A Nonfiction Companion to Magic Tree House #13: Vacation Under the Volcano, by Mary Pope Osborne Natalie Pope Boyce PDF